Terms of Use

These Terms of Use constitute a legally binding agreement between you and Vyom Financial Group Inc. (“Vyom Financial,” “we,” “us,” or “our”), a Pennsylvania-based financial services company. These Terms govern your access to and use of this website and any content, tools, or information provided herein.

The content on this website, including all descriptions of the Million Dollar Baby Plan and related financial strategies, is provided for educational and informational purposes only. Nothing on this site constitutes personalized financial, tax, investment, insurance, or legal advice. No client or advisory relationship is created by your use of this site or any free educational resource we provide.

All illustrations, projections, and hypothetical examples are for educational purposes and do not represent a guarantee of future performance. Actual results will vary based on individual circumstances, market conditions, policy terms, and other factors.

All content on this website, including but not limited to text, graphics, logos, images, audio clips, and software, is the property of Vyom Financial Group Inc. or its content suppliers and is protected by applicable copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, modify, transmit, or use any content from this site without our express written permission.

This website is not intended to constitute a solicitation for the purchase or sale of any insurance or financial product in any jurisdiction where such solicitation is unlawful or where Vyom Financial Group Inc. or its representatives are not properly licensed. Information provided herein is general in nature and may not be applicable in all states or jurisdictions.

Madhu Budati and representatives of Vyom Financial Group Inc. are licensed insurance professionals. Licensing information varies by state. You are encouraged to verify licensure with the appropriate state insurance or financial regulatory authority before entering into any transaction.

This website may contain links to third-party websites, scheduling tools, and resources. These links are provided for your convenience only. We do not control and are not responsible for the content, accuracy, or practices of any third-party site. The inclusion of a link does not imply endorsement by Vyom Financial Group Inc.

To the fullest extent permitted by applicable law, Vyom Financial Group Inc., its officers, directors, agents, and employees shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of, or inability to use, this website or its content. In no event shall our total liability to you exceed one hundred dollars ($100).

This website and all content are provided on an “as is” and “as available” basis without warranties of any kind, either express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, or non-infringement. We do not warrant that the website will be uninterrupted, error-free, or free of viruses or other harmful components.

You agree to indemnify, defend, and hold harmless Vyom Financial Group Inc. and its affiliates, officers, employees, and agents from and against any claims, liabilities, damages, losses, and expenses, including reasonable attorneys’ fees, arising out of your use of this website, your violation of these Terms, or your violation of any third-party rights.

These Terms shall be governed by and construed in accordance with the laws of the Commonwealth of Pennsylvania, without regard to its conflict of law provisions. Any dispute arising under these Terms shall be subject to the exclusive jurisdiction of the state and federal courts located in Chester County, Pennsylvania.

We reserve the right to modify these Terms of Use at any time. Changes will be effective upon posting to this page. Your continued use of the website following any changes constitutes your acceptance of the revised Terms. We encourage you to review these Terms periodically.