Privacy Policy

• To schedule, confirm, and manage your consultation appointments
• To provide personalized financial education, tax strategies, and wealth planning services
• To send you educational content, newsletters, workshop invitations, and service updates you have opted into
• To respond to your inquiries and provide customer support
• To deliver free guides and downloadable resources you have requested
• To analyze website usage and improve our content, services, and user experience
• To run targeted advertising campaigns and retargeting on third-party platforms
• To comply with legal obligations and protect against fraud or abuse
• To track the source of leads for internal analytics and campaign attribution

Our website uses cookies, session storage, and similar technologies to enhance your experience and track how visitors interact with our site. These include:

• Essential cookies: Required for core site functionality including appointment booking and form submissions
• Analytics cookies: Used to understand visitor behavior and improve our website
• Marketing cookies: Used to track campaign performance and deliver relevant advertisements
• Session storage: Used to remember your original traffic source during your visit so we can better understand how clients find us

You may disable cookies through your browser settings, though some features of the site may not function properly as a result.

We do not sell your personal information. We may share your information with trusted third parties in the following circumstances:

• Service providers: CRM platforms, email marketing tools, calendar scheduling services, and website hosting providers who assist in operating our business
• Insurance and financial product carriers: When you request information or quotes for specific financial products, we may share relevant information with licensed carriers and product providers
• Professional advisors: Attorneys, accountants, and compliance professionals assisting us in operating lawfully
• Legal authorities: When required by law, court order, or regulatory requirement
• Business transfers: In connection with a merger, acquisition, or sale of all or a portion of our business assets

We retain your personal information for as long as necessary to provide our services, fulfill the purposes outlined in this policy, and comply with applicable legal, regulatory, and business requirements. When your information is no longer needed, we will securely delete or anonymize it.

We implement industry-standard administrative, technical, and physical safeguards to protect your personal information from unauthorized access, disclosure, alteration, or destruction. However, no method of electronic transmission or storage is 100% secure, and we cannot guarantee absolute security. We encourage you to protect your own information and notify us immediately if you suspect any unauthorized access.

Depending on your location, you may have the following rights regarding your personal information:

• Access: Request a copy of the personal information we hold about you
• Correction: Request that we correct inaccurate or incomplete information
• Deletion: Request that we delete your personal information, subject to applicable legal requirements
• Opt-out of marketing: Unsubscribe from our email communications at any time using the unsubscribe link in any email or by contacting us directly
• Data portability: Request a portable copy of your data in a structured, commonly used format

To exercise any of these rights, please contact us at MBudati@VyomFinancial.com.

Our website may contain links to third-party websites, including financial product providers and educational resources. We are not responsible for the privacy practices or content of those sites. We encourage you to review the privacy policies of any third-party sites you visit.

Our services are intended for adults 18 years of age and older. We do not knowingly collect personal information from children under 13. If we become aware that we have collected information from a child under 13 without verified parental consent, we will take steps to delete that information promptly.

If you are a California resident, you have additional rights under the California Consumer Privacy Act (CCPA), including the right to know what personal information is collected, the right to request deletion, and the right to opt out of the sale of personal information. We do not sell personal information. To submit a CCPA request, contact us at MBudati@VyomFinancial.com.

We may update this Privacy Policy from time to time to reflect changes in our practices, technology, legal requirements, or other factors. When we make material changes, we will update the “Last updated” date at the top of this page. We encourage you to review this policy periodically.

If you have any questions, concerns, or requests regarding this Privacy Policy, please contact us: